Who We Are

Sales & Marketing

Affinity Brokers & Consultants is a licensed wholesale insurance marketing organization engaged in the design, enrollment, administration and management of customized insurance & benefit plans, payroll facilities and HR services for employer groups throughout the United States.

ABC’s innovative products are distributed solely by independent agents, brokers and consultants nationwide.

In conjunction with Affinity Group Underwriters, Affinity Brokers & Consultants recognized the emerging need San Francisco employers are facing to comply with the Health Care Security Ordinance and, in response, created a new limited medical plan adapted to the unique circumstances.

For more information, go to:  www.affbc.com.


Premium Administration

Affinity Group Underwriters (AGU) has been developing and managing limited medical insurance programs since 1999. Over twenty years of underwriting and marketing association group major medical plans has provided us with extensive, relevant experience and a unique perspective on the rapidly-emerging market for lower-cost alternatives to traditional health insurance. As a managing underwriter, AGU is an extension of our insurance company partners. Our products are distributed through independent agents and brokers nationwide.

Our affiliated administrative operation, Towers Affinity Benefit Services (TABS), is a division of Towers Administrators, Inc. TABS was organized in 2002 as a strategic alliance venture between Affinity Group Underwriters, Glen Allen, VA, and Towers Administrators, New York, NY. It was developed to share resources and provide better administrative and customer service to clients of both companies.

TABS is licensed nationwide as a third-party administrator. Through it, we provide premium administration and customer service but we do not pay claims.

AGU was founded in 1997 by former executives of major group insurance carriers. Towers has been in the association administration business since 1966. The principals and staff of both companies have extensive and diverse experience in the insurance business in general and the affinity group business in particular.

California License: 0C48678

For more information, go to:



Premier Logo

Claims Administration

Premier Administrative Solutions (PAS) is the claims administrator for limited medical business underwritten by United States Fire Insurance Company. PAS is a national third-party administrator for major insurance carriers. PAS is headquartered in St. Petersburg, FL with satellite offices in Columbia, SC and Louisville, KY.



Underwritten by United States Fire Insurance Company

Fairmont Specialty and Crum & Forster are registered trademarks of United States Fire Insurance Company.

Plans are underwritten by the United States Fire Insurance Company. Fairmont Specialty and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2013